____ is an insurance program that provides financial help to cover lost wages and medical expenses for employees who are injured on the job.

Workers' compensation is specifically designed to offer financial assistance to employees who sustain injuries while performing their job duties. This insurance program typically covers lost wages and medical expenses incurred due to workplace injuries, ensuring that employees have a safety net during their recovery period. It operates under the principle that employers provide this coverage in exchange for employees' relinquishment of the right to sue for negligence. This system not only protects workers but also helps maintain workplace safety standards. The other options listed, such as life insurance, ergonomics, and Medicare, do not fulfill the same role in supporting injured workers and are focused on different aspects of health and safety. Life insurance provides benefits to beneficiaries upon the death of the insured, ergonomics is concerned with designing workspaces to minimize injury risks, and Medicare offers health insurance for individuals aged 65 and older, rather than specifically addressing injuries related to employment.